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Like many other countries in Europe, Switzerland is a member of the Schengen area. Travelers from the U.S. can visit Switzerland without travel insurance. But even though travel insurance is optional, having good insurance is still important.
Switzerland offers traveling experiences like hiking around Lake Geneva and skiing in the Alps. European visitors enjoy these activities, but they pose a higher level of risk than a vacation full of sightseeing. If adventure turns to misadventure, travelers may discover the higher expense of…