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U.S. citizens don’t have to have travel insurance for a trip to Austria because Austria is part of the Schengen area. This is a collection of countries that allow the free movement of people between their borders. Other Schengen countries include Germany, Hungary and the Czech Republic.
Depending on your country of residence, you may need to hold a Schengen visa and Schengen travel insurance with certain minimum coverage. (If you have a Schengen visa, you must have travel insurance for border-to-border travel.) You can find details…